Natural hazards · Samoset

Samoset, FL natural hazards

Most of the natural-hazard damage FEMA expects in Samoset comes from hurricanes, and overall the risk is very high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Samoset?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Samoset to be higher than in 87% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes62%Inland flooding23%Tornadoes11%Everything else4%

By hazard

What Samoset faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

62% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

23% of expected damage

Above average · higher than 52% of U.S. places

Recorded about once a year in the area

Tornadoes

11% of expected damage

Above average · higher than 69% of U.S. places

Lower here

Coastal floodingHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Samoset flood?

FEMA's records show no paid flood insurance claims in Samoset.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Samoset isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Manatee County.

Disasters that hit Samoset

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Samoset itself: aid to households, or repair grants to Samoset.

Brought FEMA money into SamosetDeclared for Manatee County only

2022

Hurricane Ian

1 household applied for aid $700 aid approved

2017

Hurricane Irma

1 household applied for aid

Manatee County has had 43 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Samoset

Samoset and the towns around it

Very lowLowModerateHighVery high

Samosetmostly hurricanesVery high

Bradentonmostly hurricanesVery high

West Samosetmostly hurricanesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Samoset is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Samoset’s own flood-insurance community; household aid to the registrant’s city; repair grants to Samoset. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.