Natural hazards · Ellenton

Ellenton, FL natural hazards

Most of the natural-hazard damage FEMA expects in Ellenton comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 164 claims here since 1979. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ellenton?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ellenton to be higher than in 87% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes58%Inland flooding18%Coastal flooding11%Tornadoes10%Everything else4%

By hazard

What Ellenton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

58% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

18% of expected damage

Below average · higher than 33% of U.S. places

Recorded about once a year in the area

Coastal flooding

11% of expected damage

Well above average · among the top 1% of U.S. places

Tornadoes

10% of expected damage

Above average · higher than 69% of U.S. places

Lower here

HailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Ice stormsWinter weatherAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ellenton flood?

Every paid claim on a federal flood insurance policy in Ellenton, from FEMA’s records.

164paid claims since 1979

$12.0Mpaid to owners

0homes flooded more than once

19792026

Biggest named events

Hurricane Helene: 105 claims, $10.8M
Hurricane Jeanne: 25 claims, $510K
Blizzard of 1993: 10 claims, $93K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ellenton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Manatee County.

What’s been done with FEMA grants

2buildings retrofitted against wind

1homes raised above flood level

Disasters that hit Ellenton

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ellenton itself: aid to households, or repair grants to Ellenton.

Brought FEMA money into EllentonDeclared for Manatee County only

2024

Hurricane Milton

4,230 households applied for aid $7.2M aid approved

2024

Hurricane Helene

813 households applied for aid $3.5M aid approved

2024

Hurricane Debby

186 households applied for aid $160K aid approved

2023

Hurricane Idalia

47 households applied for aid $37K aid approved

2022

Hurricane Ian

1,199 households applied for aid $1.1M aid approved

2017

Hurricane Irma

1,267 households applied for aid $410K aid approved

2016

Hurricane Hermine

3 households applied for aid

2012

Tropical Storm Debby

18 households applied for aid $10K aid approved

2004

Hurricane Jeanne

66 households applied for aid $102K aid approved

2004

Hurricane Frances

12 households applied for aid $7K aid approved

2004

Tropical Storm Bonnie and Hurricane Charley

7 households applied for aid $8K aid approved

Manatee County has had 43 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Ellenton

Ellenton and the towns around it

Very lowLowModerateHighVery high

Ellentonmostly hurricanesVery high

Bradentonmostly hurricanesVery high

Memphismostly hurricanesVery high

Palmettomostly hurricanesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ellenton covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Ellenton’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Ellenton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ellenton total about $3.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.