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Natural hazards · Stevens Point

Stevens Point, WI natural hazards

Most of the natural-hazard damage FEMA expects in Stevens Point comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 2010. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Stevens Point?

51
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stevens Point to be higher than in 51% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding54%Cold waves25%Tornadoes10%Everything else11%
By hazard

What Stevens Point faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage
Above average · higher than 72% of U.S. places
Recorded about once every 2 years in the area

Cold waves

25% of expected damage
Below average · higher than 26% of U.S. places
Recorded about 8 times a year in the area

Tornadoes

10% of expected damage
Well above average · higher than 77% of U.S. places

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Stevens Point flood?

Every paid claim on a federal flood insurance policy in Stevens Point, from FEMA’s records.

3paid claims since 2010
$14Kpaid to owners
0homes flooded more than once
20102026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Stevens Point isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Portage County.
Disasters that hit Stevens Point

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Stevens Point itself: aid to households, or repair grants to the City of Stevens Point.

Brought FEMA money into Stevens PointDeclared for Portage County only
2019

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$122K to the City of Stevens Point for repairs
2010

Severe Storms and Flooding

$33K to the City of Stevens Point for repairs
2004

Severe Storms and Flooding

16 households applied for aid $23K aid approved
2002

Severe Storms and Flooding

$14K to the City of Stevens Point for repairs
2001

Flooding, Severe Storms and Tornadoes

$3K to the City of Stevens Point for repairs
Portage County has had 10 natural disasters declared since 1953, most often severe storms and floods.
Around Stevens Point

Stevens Point and the towns around it

Hull: High, mostly inland floodingWhiting: High, mostly inland floodingPlover: Moderate, mostly inland floodingPlover: Moderate, mostly inland floodingStockton: Very low, mostly inland floodingLinwood: High, mostly inland floodingCarson: Moderate, mostly inland floodingDewey: Moderate, mostly inland floodingGrant: Moderate, mostly inland floodingBuena Vista: Low, mostly inland floodingAmherst: Very low, mostly inland floodingSharon: Low, mostly inland floodingNew Hope: Low, mostly inland floodingRudolph: Moderate, mostly inland floodingStevens Point: Moderate, mostly inland flooding Stevens PointHullWhitingPloverPloverStocktonLinwood
Very lowLowModerateHighVery high
Whitingmostly inland floodingHigh
Hullmostly inland floodingHigh
Linwoodmostly inland floodingHigh
Stevens Pointmostly inland floodingModerate
Plovermostly inland floodingModerate
Plovermostly inland floodingModerate
Stocktonmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stevens Point covers 6 census tracts, combined by population.
Money that reached townFlood claims are matched to Stevens Point’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Stevens Point. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Stevens Point total about $14.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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