Natural hazards · Plover

Plover, WI natural hazards

Most of the natural-hazard damage FEMA expects in Plover comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Plover?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Plover to be higher than in 51% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding48%Cold waves26%Tornadoes11%Strong wind5%Hail5%Everything else4%

By hazard

What Plover faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 2 years in the area

Cold waves

26% of expected damage

Below average · higher than 26% of U.S. places

Recorded about 8 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 12 years in the area

Strong wind

5% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 3 times a year in the area

Hail

5% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 3 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Plover flood?

FEMA's records show no paid flood insurance claims in Plover.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Plover isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Portage County.

Disasters that hit Plover

Federal disasters declared here

None of the disasters declared for Portage County shows FEMA aid or repair money reaching Plover itself in FEMA’s records.

Brought FEMA money into PloverDeclared for Portage County only

Portage County has had 10 natural disasters declared since 1953, most often severe storms and floods.

Around Plover

Plover and the towns around it

Very lowLowModerateHighVery high

Whitingmostly inland floodingHigh

Linwoodmostly inland floodingHigh

Plovermostly inland floodingModerate

Stevens Pointmostly inland floodingModerate

Grantmostly inland floodingModerate

Plovermostly inland floodingModerate

Buena Vistamostly inland floodingLow

Stocktonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Plover is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Plover’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Plover. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.