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Natural hazards · Plover

Plover, WI natural hazards

Most of the natural-hazard damage FEMA expects in Plover comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2019. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Plover?

42
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Plover to be higher than in 42% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding50%Cold waves27%Tornadoes11%Everything else12%
By hazard

What Plover faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage
Above average · higher than 62% of U.S. places
Recorded about once every 2 years in the area

Cold waves

27% of expected damage
Below average · higher than 26% of U.S. places
Recorded about 8 times a year in the area

Tornadoes

11% of expected damage
Well above average · higher than 77% of U.S. places

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Plover flood?

Every paid claim on a federal flood insurance policy in Plover, from FEMA’s records.

1paid claims since 2019
$4Kpaid to owners
0homes flooded more than once
20192026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Plover isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Portage County.
Disasters that hit Plover

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Plover itself: aid to households, or repair grants to the Village of Plover.

Brought FEMA money into PloverDeclared for Portage County only
2019

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$342K to the Village of Plover for repairs
2010

Severe Storms and Flooding

$1K to the Village of Plover for repairs
2004

Severe Storms and Flooding

2 households applied for aid $3K aid approved
2002

Severe Storms and Flooding

$5K to the Village of Plover for repairs
2001

Flooding, Severe Storms and Tornadoes

$47K to the Village of Plover for repairs
Portage County has had 10 natural disasters declared since 1953, most often severe storms and floods.
Around Plover

Plover and the towns around it

Plover: Moderate, mostly inland floodingLinwood: High, mostly inland floodingWhiting: High, mostly inland floodingStevens Point: Moderate, mostly inland floodingGrant: Moderate, mostly inland floodingBuena Vista: Low, mostly inland floodingStockton: Very low, mostly inland floodingRudolph: Moderate, mostly inland floodingCarson: Moderate, mostly inland floodingHull: High, mostly inland floodingPlover: Moderate, mostly inland flooding PloverPloverLinwoodWhitingStevens Point
Very lowLowModerateHighVery high
Whitingmostly inland floodingHigh
Linwoodmostly inland floodingHigh
Plovermostly inland floodingModerate
Stevens Pointmostly inland floodingModerate
Plovermostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Plover covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Plover’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Plover. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Plover total about $4.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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