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Natural hazards · Linwood

Linwood, WI natural hazards

Most of the natural-hazard damage FEMA expects in Linwood comes from inland flooding, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Linwood?

64
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Linwood to be higher than in 64% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding58%Cold waves23%Tornadoes9%Everything else10%
By hazard

What Linwood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once every 2 years in the area

Cold waves

23% of expected damage
Below average · higher than 26% of U.S. places
Recorded about 8 times a year in the area

Tornadoes

9% of expected damage
Well above average · higher than 77% of U.S. places
Recorded about once every 59 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Linwood flood?

FEMA's records show no paid flood insurance claims in Linwood.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Linwood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Portage County.
Disasters that hit Linwood

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Linwood itself: aid to households, or repair grants to the Town of Linwood.

Brought FEMA money into LinwoodDeclared for Portage County only
2010

Severe Storms and Flooding

$44K to the Town of Linwood for repairs
2002

Severe Storms and Flooding

$23K to the Town of Linwood for repairs
2001

Flooding, Severe Storms and Tornadoes

$3K to the Town of Linwood for repairs
Portage County has had 10 natural disasters declared since 1953, most often severe storms and floods.
Around Linwood

Linwood and the towns around it

Whiting: High, mostly inland floodingPlover: Moderate, mostly inland floodingPlover: Moderate, mostly inland floodingRudolph: Moderate, mostly inland floodingCarson: Moderate, mostly inland floodingStevens Point: Moderate, mostly inland floodingGrant: Moderate, mostly inland floodingBuena Vista: Low, mostly inland floodingStockton: Very low, mostly inland floodingBiron: High, mostly inland floodingWisconsin Rapids: Low, mostly inland floodingSigel: Moderate, mostly inland floodingHull: High, mostly inland floodingJunction City: Moderate, mostly inland floodingSherry: Low, mostly inland floodingEau Pleine: Moderate, mostly inland floodingLinwood: High, mostly inland flooding LinwoodWhitingPloverPloverRudolphCarsonStevens Point
Very lowLowModerateHighVery high
Whitingmostly inland floodingHigh
Linwoodmostly inland floodingHigh
Rudolphmostly inland floodingModerate
Carsonmostly inland floodingModerate
Plovermostly inland floodingModerate
Stevens Pointmostly inland floodingModerate
Plovermostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Linwood covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Linwood’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Linwood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Linwood total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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You’re in Linwood, WIPortage CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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