Natural hazards · Gurney

Gurney, WI natural hazards

Most of the natural-hazard damage FEMA expects in Gurney comes from cold waves, and overall the risk is very low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gurney?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gurney to be higher than in 11% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves48%Inland flooding40%Everything else12%

By hazard

What Gurney faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

48% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 9 times a year in the area

Inland flooding

40% of expected damage

Below average · higher than 34% of U.S. places

Recorded about once every 3 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

HurricanesEarthquakesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gurney flood?

FEMA's records show no paid flood insurance claims in Gurney.

of all homes
are insured

No community discount. Gurney isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Iron County.

Disasters that hit Gurney

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Gurney itself: aid to households, or repair grants to the Town of Gurney.

Brought FEMA money into GurneyDeclared for Iron County only

2016

Severe Storms and Flooding

$132K to the Town of Gurney for repairs

2001

Flooding, Severe Storms and Tornadoes

$36K to the Town of Gurney for repairs

2000

Severe Storms, Tornadoes, and Flooding

$16K to the Town of Gurney for repairs

1999

Wi-Flood-07/20/99

$13K to the Town of Gurney for repairs

Iron County has had 10 natural disasters declared since 1953, most often floods and severe storms.

Around Gurney

Gurney and the towns around it

Very lowLowModerateHighVery high

Sanbornmostly cold wavesLow

Gurneymostly cold wavesVery low

Saxonmostly cold wavesVery low

Andersonmostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gurney is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Gurney’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Gurney. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.