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Natural hazards · Fayette

Fayette, WI natural hazards

Most of the natural-hazard damage FEMA expects in Fayette comes from inland flooding, and overall the risk is high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Fayette?

62
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fayette to be higher than in 62% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding38%Cold waves37%Hail9%Tornadoes8%Everything else8%
By hazard

What Fayette faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage
Well above average · higher than 76% of U.S. places
Recorded about once a year in the area

Cold waves

37% of expected damage
Below average · higher than 37% of U.S. places
Recorded about 6 times a year in the area

Hail

9% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

8% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once every 12 years in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Fayette flood?

FEMA's records show no paid flood insurance claims in Fayette.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Fayette isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lafayette County.
Disasters that hit Fayette

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fayette itself: aid to households, or repair grants to the Town of Fayette.

Brought FEMA money into FayetteDeclared for Lafayette County only
2017

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mud

$13K to the Town of Fayette for repairs
2011

Severe Winter Storm and Snowstorm

$6K to the Town of Fayette for repairs
2008

Severe Storms, Tornadoes, and Flooding

$13K to the Town of Fayette for repairs
2000

Severe Storms, Tornadoes, and Flooding

$14K to the Town of Fayette for repairs
Lafayette County has had 12 natural disasters declared since 1953, most often severe storms and floods.
Around Fayette

Fayette and the towns around it

Waldwick: Low, mostly inland floodingLamont: High, mostly inland floodingBlanchard: High, mostly inland floodingArgyle: High, mostly inland floodingWillow Springs: Moderate, mostly cold wavesMoscow: Low, mostly inland floodingMineral Point: Very low, mostly inland floodingRidgeway: Low, mostly inland floodingDodgeville: Very low, mostly inland floodingWiota: Low, mostly cold wavesDarlington: Low, mostly cold wavesBlanchardville: High, mostly inland floodingYork: Moderate, mostly inland floodingAdams: Moderate, mostly inland floodingKendall: Moderate, mostly cold wavesFayette: High, mostly inland flooding FayetteWaldwickLamontBlanchardArgyleWillow Springs
Very lowLowModerateHighVery high
Fayettemostly inland floodingHigh
Lamontmostly inland floodingHigh
Blanchardmostly inland floodingHigh
Argylemostly inland floodingHigh
Willow Springsmostly cold wavesModerate
Waldwickmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fayette covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Fayette’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Fayette. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fayette total about $2.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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You’re in Fayette, WILafayette CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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