Natural hazards · Lamont

Lamont, WI natural hazards

Most of the natural-hazard damage FEMA expects in Lamont comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lamont?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lamont to be higher than in 62% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding38%Cold waves37%Hail9%Tornadoes8%Everything else8%

By hazard

What Lamont faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once a year in the area

Cold waves

37% of expected damage

Below average · higher than 37% of U.S. places

Recorded about 6 times a year in the area

Hail

9% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

8% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 12 years in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lamont flood?

FEMA's records show no paid flood insurance claims in Lamont.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lamont isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lafayette County.

Disasters that hit Lamont

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lamont itself: aid to households, or repair grants to the Town of Lamont.

Brought FEMA money into LamontDeclared for Lafayette County only

2017

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mud

$5K to the Town of Lamont for repairs

2011

Severe Winter Storm and Snowstorm

$3K to the Town of Lamont for repairs

Lafayette County has had 12 natural disasters declared since 1953, most often severe storms and floods.

Around Lamont

Lamont and the towns around it

Very lowLowModerateHighVery high

Lamontmostly inland floodingHigh

Fayettemostly inland floodingHigh

Argylemostly inland floodingHigh

Willow Springsmostly cold wavesModerate

Wiotamostly cold wavesLow

Darlingtonmostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lamont is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lamont’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Lamont. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.