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Natural hazards · Willow Springs

Willow Springs, WI natural hazards

Most of the natural-hazard damage FEMA expects in Willow Springs comes from cold waves, and overall the risk is moderate for a U.S. community. Flood insurance has paid 44 claims here since 1990. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Willow Springs?

46
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Willow Springs to be higher than in 46% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves45%Inland flooding29%Tornadoes10%Hail8%Everything else9%
By hazard

What Willow Springs faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

45% of expected damage
Below average · higher than 37% of U.S. places
Recorded about 6 times a year in the area

Inland flooding

29% of expected damage
Above average · higher than 57% of U.S. places
Recorded about once a year in the area

Tornadoes

10% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about once every 15 years in the area

Hail

8% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Willow Springs flood?

Every paid claim on a federal flood insurance policy in Willow Springs, from FEMA’s records.

44paid claims since 1990
$521Kpaid to owners
0homes flooded more than once
19902026

Biggest named events

  • March 2019 Midwest Flooding: 1 claim, $40K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Willow Springs isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lafayette County.
Disasters that hit Willow Springs

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Willow Springs itself: aid to households, or repair grants to the Town of Willow Springs.

Brought FEMA money into Willow SpringsDeclared for Lafayette County only
2017

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mud

$7K to the Town of Willow Springs for repairs
2011

Severe Winter Storm and Snowstorm

$6K to the Town of Willow Springs for repairs
2008

Severe Storms, Tornadoes, and Flooding

$7K to the Town of Willow Springs for repairs
2000

Severe Storms, Tornadoes, and Flooding

$10K to the Town of Willow Springs for repairs
Lafayette County has had 12 natural disasters declared since 1953, most often severe storms and floods.
Around Willow Springs

Willow Springs and the towns around it

Mineral Point: Very low, mostly inland floodingKendall: Moderate, mostly cold wavesDarlington: Low, mostly cold wavesFayette: High, mostly inland floodingLamont: High, mostly inland floodingLinden: Very low, mostly inland floodingWaldwick: Low, mostly inland floodingDodgeville: Very low, mostly inland floodingBelmont: Low, mostly cold wavesSeymour: Low, mostly cold wavesWiota: Low, mostly cold wavesGratiot: Low, mostly cold wavesDarlington: Moderate, mostly cold wavesShullsburg: Low, mostly cold wavesBlanchard: High, mostly inland floodingArgyle: High, mostly inland floodingWillow Springs: Moderate, mostly cold waves Willow SpringsMineral PointKendallDarlingtonFayetteLamont
Very lowLowModerateHighVery high
Fayettemostly inland floodingHigh
Lamontmostly inland floodingHigh
Willow Springsmostly cold wavesModerate
Kendallmostly cold wavesModerate
Darlingtonmostly cold wavesLow
Mineral Pointmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Willow Springs covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Willow Springs’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Willow Springs. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Willow Springs total about $2.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The door’s open

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You’re in Willow Springs, WILafayette CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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