Natural hazards · Waldwick

Waldwick, WI natural hazards

Most of the natural-hazard damage FEMA expects in Waldwick comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Waldwick?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Waldwick to be higher than in 25% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding41%Cold waves19%Tornadoes16%Hail12%Strong wind5%Everything else7%

By hazard

What Waldwick faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Below average · higher than 27% of U.S. places

Recorded about once a year in the area

Cold waves

19% of expected damage

Below average · higher than 44% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

16% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 8 years in the area

Hail

12% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 4 times a year in the area

Strong wind

5% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Waldwick flood?

FEMA's records show no paid flood insurance claims in Waldwick.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Waldwick isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Iowa County.

Disasters that hit Waldwick

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Waldwick itself: aid to households, or repair grants to the Town of Waldwick.

Brought FEMA money into WaldwickDeclared for Iowa County only

2013

Severe Storms, Flooding, and Mudslides

$22K to the Town of Waldwick for repairs

2011

Severe Winter Storm and Snowstorm

$5K to the Town of Waldwick for repairs

Iowa County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Waldwick

Waldwick and the towns around it

Very lowLowModerateHighVery high

Fayettemostly inland floodingHigh

Waldwickmostly inland floodingLow

Moscowmostly inland floodingLow

Ridgewaymostly inland floodingLow

Mineral Pointmostly inland floodingVery low

Dodgevillemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Waldwick is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Waldwick’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Waldwick. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.