Natural hazards · Chippewa

Chippewa, WI natural hazards

Most of the natural-hazard damage FEMA expects in Chippewa comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Chippewa?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chippewa to be higher than in 38% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding47%Cold waves43%Everything else10%

By hazard

What Chippewa faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once a year in the area

Cold waves

43% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 9 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Chippewa flood?

FEMA's records show no paid flood insurance claims in Chippewa.

of all homes
are insured

No community discount. Chippewa isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ashland County.

Disasters that hit Chippewa

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Chippewa itself: aid to households, or repair grants to the Town of Chippewa.

Brought FEMA money into ChippewaDeclared for Ashland County only

2001

Flooding, Severe Storms and Tornadoes

$5K to the Town of Chippewa for repairs

Ashland County has had 12 natural disasters declared since 1953, most often floods and severe storms.

Around Chippewa

Chippewa and the towns around it

Very lowLowModerateHighVery high

Round Lakemostly cold wavesModerate

Drapermostly cold wavesLow

Wintermostly cold wavesLow

Chippewamostly inland floodingLow

Agendamostly inland floodingLow

Shanagoldenmostly inland floodingLow

Butternutmostly inland floodingLow

Peeksvillemostly inland floodingLow

Lakemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chippewa is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Chippewa’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Chippewa. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.