Natural hazards · Round Lake

Round Lake, WI natural hazards

Most of the natural-hazard damage FEMA expects in Round Lake comes from cold waves, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Round Lake?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Round Lake to be higher than in 44% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves59%Inland flooding34%Everything else7%

By hazard

What Round Lake faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

59% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 9 times a year in the area

Inland flooding

34% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 3 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Round Lake flood?

FEMA's records show no paid flood insurance claims in Round Lake.

of all homes
are insured

No community discount. Round Lake isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sawyer County.

Disasters that hit Round Lake

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Round Lake itself: aid to households, or repair grants to the Town of Round Lake.

Brought FEMA money into Round LakeDeclared for Sawyer County only

1999

Wi-Flood-07/20/99

$2K to the Town of Round Lake for repairs

Sawyer County has had 7 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Round Lake

Round Lake and the towns around it

Very lowLowModerateHighVery high

Round Lakemostly cold wavesModerate

Spider Lakemostly cold wavesModerate

Huntermostly cold wavesModerate

Lenrootmostly cold wavesModerate

Wintermostly cold wavesLow

Chippewamostly inland floodingLow

Haywardmostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Round Lake covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Round Lake’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Round Lake. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Round Lake total about $2.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.