Natural hazards · Draper

Draper, WI natural hazards

Most of the natural-hazard damage FEMA expects in Draper comes from cold waves, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Draper?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Draper to be higher than in 39% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves62%Inland flooding30%Everything else8%

By hazard

What Draper faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

62% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 9 times a year in the area

Inland flooding

30% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once every 3 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Draper flood?

FEMA's records show no paid flood insurance claims in Draper.

of all homes
are insured

No community discount. Draper isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sawyer County.

Disasters that hit Draper

Federal disasters declared here

None of the disasters declared for Sawyer County shows FEMA aid or repair money reaching Draper itself in FEMA’s records.

Brought FEMA money into DraperDeclared for Sawyer County only

Sawyer County has had 7 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Draper

Draper and the towns around it

Very lowLowModerateHighVery high

Drapermostly cold wavesLow

Wintermostly cold wavesLow

Chippewamostly inland floodingLow

Flambeaumostly inland floodingLow

Lakemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Draper is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Draper’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Draper. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.