Natural hazards · Shanagolden

Shanagolden, WI natural hazards

Most of the natural-hazard damage FEMA expects in Shanagolden comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Shanagolden?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Shanagolden to be higher than in 38% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding47%Cold waves43%Everything else10%

By hazard

What Shanagolden faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once a year in the area

Cold waves

43% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 9 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Shanagolden flood?

FEMA's records show no paid flood insurance claims in Shanagolden.

of all homes
are insured

No community discount. Shanagolden isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ashland County.

Disasters that hit Shanagolden

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Shanagolden itself: aid to households, or repair grants to the Town of Shanagolden.

Brought FEMA money into ShanagoldenDeclared for Ashland County only

2012

Severe Storms and Flooding

$5K to the Town of Shanagolden for repairs

Ashland County has had 12 natural disasters declared since 1953, most often floods and severe storms.

Around Shanagolden

Shanagolden and the towns around it

Very lowLowModerateHighVery high

Spider Lakemostly cold wavesModerate

Shanagoldenmostly inland floodingLow

Jacobsmostly inland floodingLow

Chippewamostly inland floodingLow

Gordonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Shanagolden is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Shanagolden’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Shanagolden. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.