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Natural hazards · Weathersfield

Weathersfield, VT natural hazards

Most of the natural-hazard damage FEMA expects in Weathersfield comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 5 claims here since 2011. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Weathersfield?

42
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Weathersfield to be higher than in 42% of U.S. communities, mostly from inland flooding.

Inland flooding72%Cold waves7%Heat waves5%Everything else16%
By hazard

What Weathersfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage
Above average · higher than 67% of U.S. places
Recorded about once a year in the area

Cold waves

7% of expected damage
Below average · higher than 41% of U.S. places
Recorded about 3 times a year in the area

Heat waves

5% of expected damage
Well below average · higher than 8% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Weathersfield flood?

Every paid claim on a federal flood insurance policy in Weathersfield, from FEMA’s records.

5paid claims since 2011
$139Kpaid to owners
0homes flooded more than once
20112026

Biggest named events

  • Hurricane Irene: 4 claims, $131K
  • Vermont/New York Flooding: 1 claim, $8K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Weathersfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Windsor County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared
Disasters that hit Weathersfield

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Weathersfield itself: aid to households, or repair grants to the Town of Weathersfield.

Brought FEMA money into WeathersfieldDeclared for Windsor County only
2023

Severe Storms, Flooding, Landslides, and Mudslides

$1.2M to the Town of Weathersfield for repairs
2017

Severe Storms and Flooding

$26K to the Town of Weathersfield for repairs
2013

Severe Storms and Flooding

$189K to the Town of Weathersfield for repairs
2011

Tropical Storm Irene

$485K to the Town of Weathersfield for repairs
2007

Severe Storms and Flooding

$53K to the Town of Weathersfield for repairs
2003

Severe Storms and Flooding

$83K to the Town of Weathersfield for repairs
1999

Tropical Storm Floyd

$10K to the Town of Weathersfield for repairs
Windsor County has had 23 natural disasters declared since 1953, most often severe storms and floods.
Around Weathersfield

Weathersfield and the towns around it

Claremont: High, mostly inland floodingSpringfield: Low, mostly inland floodingWest Windsor: Moderate, mostly inland floodingWindsor: Moderate, mostly inland floodingBaltimore: High, mostly inland floodingCavendish: High, mostly inland floodingUnity: High, mostly inland floodingCornish: High, mostly inland floodingNewport: Very high, mostly inland floodingCharlestown: Moderate, mostly inland floodingChester: High, mostly inland floodingRockingham: High, mostly inland floodingReading: Moderate, mostly inland floodingHartland: Low, mostly inland floodingLudlow: Moderate, mostly inland floodingWeathersfield: Moderate, mostly inland flooding WeathersfieldClaremontSpringfieldWest WindsorWindsorBaltimoreCavendish
Very lowLowModerateHighVery high
Baltimoremostly inland floodingHigh
Cavendishmostly inland floodingHigh
Claremontmostly inland floodingHigh
Windsormostly inland floodingModerate
West Windsormostly inland floodingModerate
Weathersfieldmostly inland floodingModerate
Springfieldmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Weathersfield covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Weathersfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Weathersfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Weathersfield total about $1.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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