Natural hazards · West Windsor

West Windsor, VT natural hazards

Most of the natural-hazard damage FEMA expects in West Windsor comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2011. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is West Windsor?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in West Windsor to be higher than in 45% of U.S. communities, mostly from inland flooding.

Inland flooding78%Everything else22%

By hazard

What West Windsor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

78% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does West Windsor flood?

Every paid claim on a federal flood insurance policy in West Windsor, from FEMA’s records.

1paid claims since 2011

$18Kpaid to owners

0homes flooded more than once

20112026

Biggest named events

Hurricane Irene: 1 claim, $18K

of homes in flood zones
are insured

of all homes
are insured

No community discount. West Windsor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Windsor County.

What’s been done with FEMA grants

2flood-prone properties bought out and cleared

Disasters that hit West Windsor

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in West Windsor itself: aid to households, or repair grants to the Town of West Windsor.

Brought FEMA money into West WindsorDeclared for Windsor County only

2023

Severe Storms, Flooding, Landslides, and Mudslides

3 households applied for aid $700 aid approved $98K to the Town of West Windsor for repairs

2013

Severe Storms and Flooding

$102K to the Town of West Windsor for repairs

2011

Tropical Storm Irene

13 households applied for aid $47K aid approved $668K to the Town of West Windsor for repairs

Windsor County has had 23 natural disasters declared since 1953, most often severe storms and floods.

Around West Windsor

West Windsor and the towns around it

Very lowLowModerateHighVery high

Windsormostly inland floodingModerate

West Windsormostly inland floodingModerate

Readingmostly inland floodingModerate

Weathersfieldmostly inland floodingModerate

Hartlandmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. West Windsor is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to West Windsor’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of West Windsor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.