Natural hazards · Claremont

Claremont, NH natural hazards

Most of the natural-hazard damage FEMA expects in Claremont comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 23 claims here since 1981. 14 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Claremont?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Claremont to be higher than in 60% of U.S. communities, mostly from inland flooding.

Inland flooding77%Cold waves5%Everything else18%

By hazard

What Claremont faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once a year in the area

Cold waves

5% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Claremont flood?

Every paid claim on a federal flood insurance policy in Claremont, from FEMA’s records.

23paid claims since 1981

$275Kpaid to owners

2homes flooded more than once

19812026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Claremont isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sullivan County.

Disasters that hit Claremont

14 federal disasters brought FEMA money here

Disasters the President declared that paid out in Claremont itself: aid to households, or repair grants to the City of Claremont.

Brought FEMA money into ClaremontDeclared for Sullivan County only

2023

Severe Storms and Flooding

$38K to the City of Claremont for repairs

2017

Severe Storm and Flooding

$6K to the City of Claremont for repairs

2013

Severe Storms, Tornadoes, and Flooding

$307K to the City of Claremont for repairs

2013

Severe Winter Storm and Snowstorm

$23K to the City of Claremont for repairs

2012

Hurricane Sandy

$9K to the City of Claremont for repairs

2011

Tropical Storm Irene

$194K to the City of Claremont for repairs

2010

Severe Winter Storm

$18K to the City of Claremont for repairs

2008

Severe Winter Storm

$171K to the City of Claremont for repairs

2007

Severe Storms and Flooding

$53K to the City of Claremont for repairs

2005

Severe Storms and Flooding

5 households applied for aid $2K aid approved $277K to the City of Claremont for repairs

2005

Record Snow

$34K to the City of Claremont for repairs

2005

Record And/Or Near Record Snow

$13K to the City of Claremont for repairs

2003

Snow

$15K to the City of Claremont for repairs

2003

Severe Storms and Flooding

$3K to the City of Claremont for repairs

Sullivan County has had 27 natural disasters declared since 1953, most often severe storms and floods.

Around Claremont

Claremont and the towns around it

Very lowLowModerateHighVery high

Newportmostly inland floodingVery high

Cornishmostly inland floodingHigh

Unitymostly inland floodingHigh

Claremontmostly inland floodingHigh

Charlestownmostly inland floodingModerate

Weathersfieldmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Claremont covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Claremont’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Claremont. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Claremont total about $4.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.