Natural hazards · Springfield

Springfield, VT natural hazards

Most of the natural-hazard damage FEMA expects in Springfield comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 5 claims here since 1996. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Springfield?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Springfield to be higher than in 39% of U.S. communities, mostly from inland flooding.

Inland flooding68%Cold waves7%Heat waves6%Everything else19%

By hazard

What Springfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once a year in the area

Cold waves

7% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 3 times a year in the area

Heat waves

6% of expected damage

Well below average · higher than 8% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Springfield flood?

Every paid claim on a federal flood insurance policy in Springfield, from FEMA’s records.

5paid claims since 1996

$29Kpaid to owners

0homes flooded more than once

19962026

Biggest named events

Hurricane Irene: 3 claims, $12K
Vermont/New York Flooding: 1 claim, $16K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Springfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Windsor County.

What’s been done with FEMA grants

2flood-prone properties bought out and cleared

Disasters that hit Springfield

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Springfield itself: aid to households, or repair grants to the Town of Springfield.

Brought FEMA money into SpringfieldDeclared for Windsor County only

2023

Severe Storm and Flooding

$135K to the Town of Springfield for repairs

2023

Severe Storms, Flooding, Landslides, and Mudslides

26 households applied for aid $113K aid approved $28K to the Town of Springfield for repairs

2011

Tropical Storm Irene

19 households applied for aid $19K aid approved $91K to the Town of Springfield for repairs

2007

Severe Storms and Flooding

$8K to the Town of Springfield for repairs

2001

Snow

$17K to the Town of Springfield for repairs

Windsor County has had 23 natural disasters declared since 1953, most often severe storms and floods.

Around Springfield

Springfield and the towns around it

Very lowLowModerateHighVery high

Chestermostly inland floodingHigh

Rockinghammostly inland floodingHigh

Charlestownmostly inland floodingModerate

Weathersfieldmostly inland floodingModerate

Springfieldmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Springfield covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Springfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Springfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Springfield total about $3.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.