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Natural hazards · Starksboro

Starksboro, VT natural hazards

Most of the natural-hazard damage FEMA expects in Starksboro comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 2015. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Starksboro?

32
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Starksboro to be higher than in 32% of U.S. communities, mostly from inland flooding.

Inland flooding74%Cold waves7%Everything else20%
By hazard

What Starksboro faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

74% of expected damage
Above average · higher than 58% of U.S. places
Recorded about 2 times a year in the area

Cold waves

7% of expected damage
Below average · higher than 42% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Starksboro flood?

Every paid claim on a federal flood insurance policy in Starksboro, from FEMA’s records.

3paid claims since 2015
$40Kpaid to owners
1homes flooded more than once
20152026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured
No community discount. Starksboro isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Addison County.

What’s been done with FEMA grants

27flood-prone properties bought out and cleared
Disasters that hit Starksboro

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Starksboro itself: aid to households, or repair grants to the Town of Starksboro.

Brought FEMA money into StarksboroDeclared for Addison County only
2024

Severe Storm, Flooding, Landslides, and Mudslides

53 households applied for aid $374K aid approved $888K to the Town of Starksboro for repairs
2019

Severe Storm and Flooding

$618K to the Town of Starksboro for repairs
2015

Severe Storm and Flooding

$263K to the Town of Starksboro for repairs
2014

Severe Winter Storm

$55K to the Town of Starksboro for repairs
2011

Tropical Storm Irene

1 household applied for aid $15K to the Town of Starksboro for repairs
2011

Severe Storms and Flooding

10 households applied for aid $9K aid approved $72K to the Town of Starksboro for repairs
2001

Snow

$4K to the Town of Starksboro for repairs
Addison County has had 25 natural disasters declared since 1953, most often severe storms and floods.
Around Starksboro

Starksboro and the towns around it

Lincoln: Moderate, mostly inland floodingBristol: Low, mostly inland floodingHuntington: High, mostly inland floodingMonkton: Low, mostly inland floodingHinesburg: Very low, mostly inland floodingWarren: Low, mostly inland floodingRipton: Moderate, mostly inland floodingGranville: Moderate, mostly inland floodingFayston: Moderate, mostly inland floodingNew Haven: Very low, mostly inland floodingMiddlebury: Very low, mostly inland floodingBolton: Low, mostly inland floodingRichmond: High, mostly inland floodingDuxbury: High, mostly inland floodingCharlotte: Low, mostly inland floodingFerrisburgh: Low, mostly inland floodingSt. George: Very low, mostly inland floodingShelburne: Very low, mostly inland floodingStarksboro: Low, mostly inland flooding StarksboroLincolnBristolHuntingtonMonktonHinesburg
Very lowLowModerateHighVery high
Huntingtonmostly inland floodingHigh
Lincolnmostly inland floodingModerate
Bristolmostly inland floodingLow
Starksboromostly inland floodingLow
Monktonmostly inland floodingLow
Hinesburgmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Starksboro covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Starksboro’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Starksboro. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Starksboro total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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