Natural hazards · Monkton

Monkton, VT natural hazards

Most of the natural-hazard damage FEMA expects in Monkton comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2019. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Monkton?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Monkton to be higher than in 32% of U.S. communities, mostly from inland flooding.

Inland flooding74%Cold waves7%Everything else20%

By hazard

What Monkton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

74% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 2 times a year in the area

Cold waves

7% of expected damage

Below average · higher than 42% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Monkton flood?

Every paid claim on a federal flood insurance policy in Monkton, from FEMA’s records.

1paid claims since 2019

$11Kpaid to owners

0homes flooded more than once

20192026

of all homes
are insured

No community discount. Monkton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Addison County.

Disasters that hit Monkton

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Monkton itself: aid to households, or repair grants to the Town of Monkton.

Brought FEMA money into MonktonDeclared for Addison County only

2024

Severe Storm, Flooding, Landslides, and Mudslides

5 households applied for aid $14K aid approved $1.1M to the Town of Monkton for repairs

2019

Severe Storm and Flooding

$553K to the Town of Monkton for repairs

2011

Severe Storms and Flooding

3 households applied for aid $42K to the Town of Monkton for repairs

2001

Snow

$6K to the Town of Monkton for repairs

Addison County has had 25 natural disasters declared since 1953, most often severe storms and floods.

Around Monkton

Monkton and the towns around it

Very lowLowModerateHighVery high

Bristolmostly inland floodingLow

Monktonmostly inland floodingLow

Starksboromostly inland floodingLow

Ferrisburghmostly inland floodingLow

Charlottemostly inland floodingLow

New Havenmostly inland floodingVery low

Hinesburgmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Monkton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Monkton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Monkton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.