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Natural hazards · Hinesburg

Hinesburg, VT natural hazards

Most of the natural-hazard damage FEMA expects in Hinesburg comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 1996. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Hinesburg?

16
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hinesburg to be higher than in 16% of U.S. communities, mostly from inland flooding and avalanches.

Inland flooding52%Avalanches26%Everything else22%
By hazard

What Hinesburg faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage
Below average · higher than 37% of U.S. places
Recorded about 2 times a year in the area

Avalanches

26% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 30 years in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Hinesburg flood?

Every paid claim on a federal flood insurance policy in Hinesburg, from FEMA’s records.

2paid claims since 1996
$3Kpaid to owners
0homes flooded more than once
19962026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Hinesburg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Chittenden County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared
Disasters that hit Hinesburg

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hinesburg itself: aid to households, or repair grants to the Town of Hinesburg.

Brought FEMA money into HinesburgDeclared for Chittenden County only
2024

Severe Storm, Flooding, Landslides, and Mudslides

198 households applied for aid $1.4M aid approved $1.7M to the Town of Hinesburg for repairs
2023

Severe Storms, Flooding, Landslides, and Mudslides

35 households applied for aid $89K aid approved
2019

Severe Storm and Flooding

$26K to the Town of Hinesburg for repairs
2014

Severe Winter Storm

$70K to the Town of Hinesburg for repairs
2013

Severe Storms and Flooding

$72K to the Town of Hinesburg for repairs
2011

Tropical Storm Irene

2 households applied for aid
2011

Severe Storms and Flooding

3 households applied for aid $2K aid approved
2010

Severe Storm

$6K to the Town of Hinesburg for repairs
2001

Snow

$8K to the Town of Hinesburg for repairs
Chittenden County has had 29 natural disasters declared since 1953, most often severe storms and floods.
Around Hinesburg

Hinesburg and the towns around it

Charlotte: Low, mostly inland floodingMonkton: Low, mostly inland floodingSt. George: Very low, mostly inland floodingShelburne: Very low, mostly inland floodingStarksboro: Low, mostly inland floodingEssex: High, mostly inland floodingFerrisburgh: Low, mostly inland floodingWillsboro: High, mostly inland floodingNew Haven: Very low, mostly inland floodingBristol: Low, mostly inland floodingWilliston: Very low, mostly inland floodingSouth Burlington: Very low, mostly inland floodingLincoln: Moderate, mostly inland floodingHuntington: High, mostly inland floodingHinesburg: Very low, mostly inland flooding HinesburgCharlotteMonktonSt. GeorgeShelburneStarksboro
Very lowLowModerateHighVery high
Monktonmostly inland floodingLow
Starksboromostly inland floodingLow
Charlottemostly inland floodingLow
Hinesburgmostly inland floodingVery low
St. Georgemostly inland floodingVery low
Shelburnemostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hinesburg covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Hinesburg’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Hinesburg. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hinesburg total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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