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Natural hazards · Lincoln

Lincoln, VT natural hazards

Most of the natural-hazard damage FEMA expects in Lincoln comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 6 claims here since 1998. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Lincoln?

58
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lincoln to be higher than in 58% of U.S. communities, mostly from inland flooding.

Inland flooding79%Hurricanes5%Everything else16%
By hazard

What Lincoln faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

79% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

5% of expected damage
Above average · higher than 73% of U.S. places
Recorded about once every 20 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Lincoln flood?

Every paid claim on a federal flood insurance policy in Lincoln, from FEMA’s records.

6paid claims since 1998
$87Kpaid to owners
0homes flooded more than once
19982026

Biggest named events

  • Hurricane Irene: 2 claims, $50K
of all homes
are insured
No community discount. Lincoln isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Addison County.

What’s been done with FEMA grants

5buildings floodproofed
Disasters that hit Lincoln

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lincoln itself: aid to households, or repair grants to the Town of Lincoln.

Brought FEMA money into LincolnDeclared for Addison County only
2024

Severe Storm, Flooding, Landslides, and Mudslides

3 households applied for aid $31K aid approved
2017

Severe Storms and Flooding

$14K to the Town of Lincoln for repairs
2014

Severe Winter Storm

$5K to the Town of Lincoln for repairs
2011

Tropical Storm Irene

17 households applied for aid $16K aid approved $164K to the Town of Lincoln for repairs
2011

Severe Storms and Flooding

2 households applied for aid
2008

Severe Storms and Flooding

$3K to the Town of Lincoln for repairs
2001

Snow

$3K to the Town of Lincoln for repairs
2000

Severe Storms and Flooding

$82K to the Town of Lincoln for repairs
Addison County has had 25 natural disasters declared since 1953, most often severe storms and floods.
Around Lincoln

Lincoln and the towns around it

Bristol: Low, mostly inland floodingWarren: Low, mostly inland floodingRipton: Moderate, mostly inland floodingStarksboro: Low, mostly inland floodingGranville: Moderate, mostly inland floodingFayston: Moderate, mostly inland floodingNew Haven: Very low, mostly inland floodingMiddlebury: Very low, mostly inland floodingMonkton: Low, mostly inland floodingRoxbury: Low, mostly inland floodingWaitsfield: Moderate, mostly inland floodingSalisbury: Very low, mostly inland floodingHancock: Moderate, mostly inland floodingGoshen: Moderate, mostly inland floodingHuntington: High, mostly inland floodingHinesburg: Very low, mostly inland floodingBraintree: Moderate, mostly inland floodingRochester: High, mostly inland floodingDuxbury: High, mostly inland floodingMoretown: High, mostly inland floodingLincoln: Moderate, mostly inland flooding LincolnBristolWarrenRiptonStarksboroGranvilleFayston
Very lowLowModerateHighVery high
Lincolnmostly inland floodingModerate
Riptonmostly inland floodingModerate
Granvillemostly inland floodingModerate
Faystonmostly inland floodingModerate
Bristolmostly inland floodingLow
Starksboromostly inland floodingLow
Warrenmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lincoln is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Lincoln’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Lincoln. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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