Natural hazards · New Haven

New Haven, VT natural hazards

Most of the natural-hazard damage FEMA expects in New Haven comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 10 claims here since 1982. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is New Haven?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in New Haven to be higher than in 18% of U.S. communities, mostly from inland flooding.

Inland flooding70%Cold waves6%Hurricanes5%Everything else19%

By hazard

What New Haven faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Below average · higher than 39% of U.S. places

Recorded about 2 times a year in the area

Cold waves

6% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

5% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once every 43 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does New Haven flood?

Every paid claim on a federal flood insurance policy in New Haven, from FEMA’s records.

10paid claims since 1982

$270Kpaid to owners

1homes flooded more than once

19822026

Biggest named events

Hurricane Irene: 3 claims, $97K
December Nor'easter: 1 claim, $14K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. New Haven isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Addison County.

Disasters that hit New Haven

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in New Haven itself: aid to households, or repair grants to the Town of New Haven.

Brought FEMA money into New HavenDeclared for Addison County only

2024

Severe Storm, Flooding, Landslides, and Mudslides

8 households applied for aid $21K aid approved

2011

Tropical Storm Irene

8 households applied for aid $38K aid approved

2011

Severe Storms and Flooding

3 households applied for aid $94 aid approved

Addison County has had 25 natural disasters declared since 1953, most often severe storms and floods.

Around New Haven

New Haven and the towns around it

Very lowLowModerateHighVery high

Bristolmostly inland floodingLow

Monktonmostly inland floodingLow

Ferrisburghmostly inland floodingLow

New Havenmostly inland floodingVery low

Weybridgemostly inland floodingVery low

Walthammostly inland floodingVery low

Addisonmostly inland floodingVery low

Middleburymostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. New Haven is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to New Haven’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of New Haven. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.