Natural hazards · Fayston

Fayston, VT natural hazards

Most of the natural-hazard damage FEMA expects in Fayston comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2024. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Fayston?

46
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fayston to be higher than in 46% of U.S. communities, mostly from inland flooding.

Inland flooding80%Everything else20%
By hazard

What Fayston faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

80% of expected damage
Above average · higher than 73% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Fayston flood?

Every paid claim on a federal flood insurance policy in Fayston, from FEMA’s records.

1paid claims since 2024
$2Kpaid to owners
0homes flooded more than once
20242026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Fayston isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Washington County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared
Disasters that hit Fayston

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fayston itself: aid to households, or repair grants to the Town of Fayston.

Brought FEMA money into FaystonDeclared for Washington County only
2024

Severe Storm, Flooding, Landslides, and Mudslides

1 household applied for aid $3K aid approved $3.5M to the Town of Fayston for repairs
2011

Tropical Storm Irene

$11K to the Town of Fayston for repairs
2011

Severe Storms and Flooding

$28K to the Town of Fayston for repairs
Washington County has had 27 natural disasters declared since 1953, most often floods and severe storms.
Around Fayston

Fayston and the towns around it

Waitsfield: Moderate, mostly inland floodingDuxbury: High, mostly inland floodingWarren: Low, mostly inland floodingMoretown: High, mostly inland floodingLincoln: Moderate, mostly inland floodingNorthfield: High, mostly inland floodingWaterbury: Moderate, mostly inland floodingBolton: Low, mostly inland floodingHuntington: High, mostly inland floodingRoxbury: Low, mostly inland floodingGranville: Moderate, mostly inland floodingMiddlesex: Low, mostly inland floodingBerlin: Moderate, mostly inland floodingBristol: Low, mostly inland floodingRipton: Moderate, mostly inland floodingStarksboro: Low, mostly inland floodingFayston: Moderate, mostly inland flooding FaystonWaitsfieldDuxburyWarrenMoretownLincoln
Very lowLowModerateHighVery high
Duxburymostly inland floodingHigh
Moretownmostly inland floodingHigh
Lincolnmostly inland floodingModerate
Waitsfieldmostly inland floodingModerate
Faystonmostly inland floodingModerate
Warrenmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fayston covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Fayston’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Fayston. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fayston total about $617K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01