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Natural hazards · Ripton

Ripton, VT natural hazards

Most of the natural-hazard damage FEMA expects in Ripton comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 5 claims here since 2000. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Ripton?

58
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ripton to be higher than in 58% of U.S. communities, mostly from inland flooding.

Inland flooding79%Hurricanes5%Everything else16%
By hazard

What Ripton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

79% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

5% of expected damage
Above average · higher than 73% of U.S. places
Recorded about once every 20 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Ripton flood?

Every paid claim on a federal flood insurance policy in Ripton, from FEMA’s records.

5paid claims since 2000
$89Kpaid to owners
0homes flooded more than once
20002026

Biggest named events

  • Hurricane Irene: 1 claim, $8K
of all homes
are insured
No community discount. Ripton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Addison County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared
Disasters that hit Ripton

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ripton itself: aid to households, or repair grants to the Town of Ripton.

Brought FEMA money into RiptonDeclared for Addison County only
2024

Severe Storm, Flooding, Landslides, and Mudslides

2 households applied for aid $7K aid approved
2023

Severe Storms and Flooding

$627K to the Town of Ripton for repairs
2023

Severe Storms, Flooding, Landslides, and Mudslides

$312K to the Town of Ripton for repairs
2017

Severe Storms and Flooding

$76K to the Town of Ripton for repairs
2014

Severe Winter Storm

$17K to the Town of Ripton for repairs
2012

Severe Storm, Tornado, and Flooding

$23K to the Town of Ripton for repairs
2011

Tropical Storm Irene

6 households applied for aid $6K aid approved $113K to the Town of Ripton for repairs
2008

Severe Storms and Flooding

$786K to the Town of Ripton for repairs
2001

Snow

$3K to the Town of Ripton for repairs
2000

Severe Storms and Flooding

$476K to the Town of Ripton for repairs
Addison County has had 25 natural disasters declared since 1953, most often severe storms and floods.
Around Ripton

Ripton and the towns around it

Salisbury: Very low, mostly inland floodingLincoln: Moderate, mostly inland floodingMiddlebury: Very low, mostly inland floodingGranville: Moderate, mostly inland floodingHancock: Moderate, mostly inland floodingBristol: Low, mostly inland floodingGoshen: Moderate, mostly inland floodingCornwall: Very low, mostly inland floodingWhiting: Very low, mostly inland floodingLeicester: Very low, mostly inland floodingWarren: Low, mostly inland floodingStarksboro: Low, mostly inland floodingFayston: Moderate, mostly inland floodingWeybridge: Very low, mostly inland floodingNew Haven: Very low, mostly inland floodingBraintree: Moderate, mostly inland floodingRochester: High, mostly inland floodingMonkton: Low, mostly inland floodingBrandon: Low, mostly inland floodingChittenden: Moderate, mostly inland floodingRipton: Moderate, mostly inland flooding RiptonSalisburyLincolnMiddleburyGranvilleHancockBristolGoshen
Very lowLowModerateHighVery high
Riptonmostly inland floodingModerate
Lincolnmostly inland floodingModerate
Granvillemostly inland floodingModerate
Hancockmostly inland floodingModerate
Goshenmostly inland floodingModerate
Bristolmostly inland floodingLow
Salisburymostly inland floodingVery low
Middleburymostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ripton covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Ripton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Ripton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ripton total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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