Natural hazards · St. George

St. George, VT natural hazards

Most of the natural-hazard damage FEMA expects in St. George comes from inland flooding, and overall the risk is very low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is St. George?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in St. George to be higher than in 16% of U.S. communities, mostly from inland flooding and avalanches.

Inland flooding52%Avalanches26%Everything else22%

By hazard

What St. George faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Below average · higher than 37% of U.S. places

Recorded about 2 times a year in the area

Avalanches

26% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 30 years in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does St. George flood?

FEMA's records show no paid flood insurance claims in St. George.

of homes in flood zones
are insured

of all homes
are insured

No community discount. St. George isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Chittenden County.

Disasters that hit St. George

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in St. George itself: aid to households, or repair grants to the Town of St. George.

Brought FEMA money into St. GeorgeDeclared for Chittenden County only

2024

Severe Storm, Flooding, Landslides, and Mudslides

17 households applied for aid $87K aid approved

2023

Severe Storms, Flooding, Landslides, and Mudslides

12 households applied for aid $19K aid approved $4K to the Town of St. George for repairs

Chittenden County has had 29 natural disasters declared since 1953, most often severe storms and floods.

Around St. George

St. George and the towns around it

Very lowLowModerateHighVery high

St. Georgemostly inland floodingVery low

Shelburnemostly inland floodingVery low

Hinesburgmostly inland floodingVery low

Willistonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. St. George is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to St. George’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of St. George. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.