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Natural hazards · Bakersfield

Bakersfield, VT natural hazards

Most of the natural-hazard damage FEMA expects in Bakersfield comes from inland flooding, and overall the risk is low for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Bakersfield?

29
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bakersfield to be higher than in 29% of U.S. communities, mostly from inland flooding.

Inland flooding71%Cold waves7%Lightning5%Everything else17%
By hazard

What Bakersfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage
Above average · higher than 57% of U.S. places
Recorded about 2 times a year in the area

Cold waves

7% of expected damage
Below average · higher than 46% of U.S. places
Recorded about 4 times a year in the area

Lightning

5% of expected damage
Well above average · higher than 96% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Bakersfield flood?

FEMA's records show no paid flood insurance claims in Bakersfield.

of all homes
are insured
No community discount. Bakersfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Franklin County.
Disasters that hit Bakersfield

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bakersfield itself: aid to households, or repair grants to the Town of Bakersfield.

Brought FEMA money into BakersfieldDeclared for Franklin County only
2019

Severe Storm and Flooding

$950K to the Town of Bakersfield for repairs
2013

Severe Winter Storms

$50K to the Town of Bakersfield for repairs
2011

Severe Storms and Flooding

1 household applied for aid $847 aid approved
2004

Severe Storms and Flooding

$15K to the Town of Bakersfield for repairs
2002

Severe Storms and Flooding

$43K to the Town of Bakersfield for repairs
Franklin County has had 27 natural disasters declared since 1953, most often severe storms and floods.
Around Bakersfield

Bakersfield and the towns around it

Enosburgh: Moderate, mostly inland floodingFairfield: Low, mostly inland floodingWaterville: Moderate, mostly inland floodingFletcher: Low, mostly inland floodingBelvidere: Moderate, mostly inland floodingMontgomery: High, mostly inland floodingBerkshire: Moderate, mostly inland floodingSheldon: Low, mostly inland floodingEnosburg Falls: Moderate, mostly inland floodingRichford: High, mostly inland floodingSwanton: Low, mostly inland floodingSt. Albans: Very low, mostly inland floodingFairfax: Low, mostly inland floodingJohnson: Moderate, mostly inland floodingCambridge: Moderate, mostly inland floodingEden: Moderate, mostly inland floodingWestfield: Low, mostly inland floodingLowell: Moderate, mostly inland floodingBakersfield: Low, mostly inland flooding BakersfieldEnosburghFairfieldWatervilleFletcherBelvidereMontgomery
Very lowLowModerateHighVery high
Montgomerymostly inland floodingHigh
Enosburghmostly inland floodingModerate
Watervillemostly inland floodingModerate
Belvideremostly inland floodingModerate
Fletchermostly inland floodingLow
Bakersfieldmostly inland floodingLow
Fairfieldmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bakersfield is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Bakersfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Bakersfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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