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Natural hazards · Dummerston

Dummerston, VT natural hazards

Most of the natural-hazard damage FEMA expects in Dummerston comes from inland flooding, and overall the risk is moderate for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Dummerston?

48
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dummerston to be higher than in 48% of U.S. communities, mostly from inland flooding.

Inland flooding70%Cold waves11%Tornadoes5%Hurricanes5%Everything else9%
By hazard

What Dummerston faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage
Above average · higher than 71% of U.S. places
Recorded about 2 times a year in the area

Cold waves

11% of expected damage
Below average · higher than 39% of U.S. places
Recorded about 3 times a year in the area

Tornadoes

5% of expected damage
Above average · higher than 50% of U.S. places

Hurricanes

5% of expected damage
Above average · higher than 71% of U.S. places
Recorded about once every 15 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Dummerston flood?

FEMA's records show no paid flood insurance claims in Dummerston.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Dummerston isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Windham County.
Disasters that hit Dummerston

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Dummerston itself: aid to households, or repair grants to the Town of Dummerston.

Brought FEMA money into DummerstonDeclared for Windham County only
2023

Severe Storms, Flooding, Landslides, and Mudslides

3 households applied for aid $12K aid approved $5K to the Town of Dummerston for repairs
2021

Severe Storm and Flooding

$323K to the Town of Dummerston for repairs
2011

Tropical Storm Irene

2 households applied for aid $52K to the Town of Dummerston for repairs
2004

Severe Storms and Flooding

$165K to the Town of Dummerston for repairs
2001

Snow

$7K to the Town of Dummerston for repairs
2000

Severe Storms and Flooding

$161K to the Town of Dummerston for repairs
1999

Tropical Storm Floyd

$6K to the Town of Dummerston for repairs
Windham County has had 21 natural disasters declared since 1953, most often severe storms and floods.
Around Dummerston

Dummerston and the towns around it

Westmoreland: Moderate, mostly inland floodingChesterfield: Moderate, mostly inland floodingBrattleboro: Moderate, mostly inland floodingPutney: Low, mostly inland floodingNewfane: High, mostly inland floodingMarlboro: Low, mostly inland floodingSurry: High, mostly inland floodingWalpole: Moderate, mostly inland floodingKeene: High, mostly inland floodingWestminster: Low, mostly inland floodingSwanzey: High, mostly inland floodingHinsdale: High, mostly inland floodingGuilford: Moderate, mostly inland floodingVernon: Moderate, mostly inland floodingBrookline: High, mostly inland floodingDover: Very low, mostly inland floodingWardsboro: Very low, mostly inland floodingTownshend: High, mostly inland floodingHalifax: Low, mostly inland floodingDummerston: Moderate, mostly inland flooding DummerstonWestmorelandChesterfieldBrattleboroPutneyNewfaneMarlboro
Very lowLowModerateHighVery high
Newfanemostly inland floodingHigh
Dummerstonmostly inland floodingModerate
Westmorelandmostly inland floodingModerate
Chesterfieldmostly inland floodingModerate
Brattleboromostly inland floodingModerate
Marlboromostly inland floodingLow
Putneymostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dummerston covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Dummerston’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Dummerston. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Dummerston total about $701K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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