Natural hazards · Marlboro

Marlboro, VT natural hazards

Most of the natural-hazard damage FEMA expects in Marlboro comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 2011. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Marlboro?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Marlboro to be higher than in 39% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding60%Cold waves19%Tornadoes6%Hurricanes5%Everything else9%

By hazard

What Marlboro faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 2 times a year in the area

Cold waves

19% of expected damage

Below average · higher than 42% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 51% of U.S. places

Recorded about once every 52 years in the area

Hurricanes

5% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 14 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Marlboro flood?

Every paid claim on a federal flood insurance policy in Marlboro, from FEMA’s records.

2paid claims since 2011

$57Kpaid to owners

0homes flooded more than once

20112026

Biggest named events

Hurricane Irene: 2 claims, $57K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Marlboro isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Windham County.

Disasters that hit Marlboro

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Marlboro itself: aid to households, or repair grants to the Town of Marlboro.

Brought FEMA money into MarlboroDeclared for Windham County only

2023

Severe Storms, Flooding, Landslides, and Mudslides

$30K to the Town of Marlboro for repairs

2017

Severe Storm and Flooding

$191K to the Town of Marlboro for repairs

2011

Tropical Storm Irene

54 households applied for aid $170K aid approved $887K to the Town of Marlboro for repairs

2008

Severe Winter Storm

$107K to the Town of Marlboro for repairs

2007

Severe Storms and Flooding

$97K to the Town of Marlboro for repairs

2001

Snow

$2K to the Town of Marlboro for repairs

Windham County has had 21 natural disasters declared since 1953, most often severe storms and floods.

Around Marlboro

Marlboro and the towns around it

Very lowLowModerateHighVery high

Dummerstonmostly inland floodingModerate

Brattleboromostly inland floodingModerate

Marlboromostly inland floodingLow

Halifaxmostly inland floodingLow

Dovermostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Marlboro covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Marlboro’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Marlboro. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Marlboro total about $776K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.