Natural hazards · Putney

Putney, VT natural hazards

Most of the natural-hazard damage FEMA expects in Putney comes from inland flooding, and overall the risk is low for a U.S. community. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Putney?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Putney to be higher than in 27% of U.S. communities, mostly from inland flooding.

Inland flooding62%Cold waves15%Hurricanes6%Tornadoes5%Everything else12%

By hazard

What Putney faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 2 times a year in the area

Cold waves

15% of expected damage

Below average · higher than 39% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

6% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 17 years in the area

Tornadoes

5% of expected damage

Below average · higher than 45% of U.S. places

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Putney flood?

FEMA's records show no paid flood insurance claims in Putney.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Putney isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Windham County.

Disasters that hit Putney

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Putney itself: aid to households, or repair grants to the Town of Putney.

Brought FEMA money into PutneyDeclared for Windham County only

2023

Severe Storms, Flooding, Landslides, and Mudslides

9 households applied for aid $41K aid approved $166K to the Town of Putney for repairs

2021

Severe Storm and Flooding

$837K to the Town of Putney for repairs

2011

Tropical Storm Irene

15 households applied for aid $42K aid approved $90K to the Town of Putney for repairs

2008

Severe Winter Storm

$16K to the Town of Putney for repairs

2007

Severe Storms and Flooding

$14K to the Town of Putney for repairs

2004

Severe Storms and Flooding

$22K to the Town of Putney for repairs

2001

Snow

$5K to the Town of Putney for repairs

1999

Tropical Storm Floyd

$19K to the Town of Putney for repairs

Windham County has had 21 natural disasters declared since 1953, most often severe storms and floods.

Around Putney

Putney and the towns around it

Very lowLowModerateHighVery high

Brooklinemostly inland floodingHigh

Westmorelandmostly inland floodingModerate

Dummerstonmostly inland floodingModerate

Westminstermostly inland floodingLow

Putneymostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Putney covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Putney’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Putney. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Putney total about $682K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.