TownTapestry
Sign inJoin
ChesterfieldGood night
Natural hazards · Chesterfield

Chesterfield, NH natural hazards

Most of the natural-hazard damage FEMA expects in Chesterfield comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 6 claims here since 1993. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Chesterfield?

48
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chesterfield to be higher than in 48% of U.S. communities, mostly from inland flooding.

Inland flooding69%Hurricanes6%Cold waves6%Tornadoes6%Everything else13%
By hazard

What Chesterfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage
Above average · higher than 70% of U.S. places
Recorded about once a year in the area

Hurricanes

6% of expected damage
Above average · higher than 74% of U.S. places
Recorded about once every 16 years in the area

Cold waves

6% of expected damage
Below average · higher than 35% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

6% of expected damage
Below average · higher than 49% of U.S. places
Recorded about once every 57 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Chesterfield flood?

Every paid claim on a federal flood insurance policy in Chesterfield, from FEMA’s records.

6paid claims since 1993
$34Kpaid to owners
0homes flooded more than once
19932026

Biggest named events

  • Hurricane Irene: 1 claim, $2K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Chesterfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cheshire County.
Disasters that hit Chesterfield

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Chesterfield itself: aid to households, or repair grants to the Town of Chesterfield.

Brought FEMA money into ChesterfieldDeclared for Cheshire County only
2013

Severe Winter Storm and Snowstorm

$13K to the Town of Chesterfield for repairs
2011

Hurricane Irene

$2K to the Town of Chesterfield for repairs
2008

Severe Winter Storm

$61K to the Town of Chesterfield for repairs
2005

Severe Storms and Flooding

1 household applied for aid $169K to the Town of Chesterfield for repairs
2005

Record Snow

$25K to the Town of Chesterfield for repairs
2005

Record And/Or Near Record Snow

$14K to the Town of Chesterfield for repairs
2003

Snow

$17K to the Town of Chesterfield for repairs
2003

Severe Storms and Flooding

$115K to the Town of Chesterfield for repairs
2001

Snow

$7K to the Town of Chesterfield for repairs
1999

Tropical Storm Floyd

$22K to the Town of Chesterfield for repairs
Cheshire County has had 27 natural disasters declared since 1953, most often floods and severe storms.
Around Chesterfield

Chesterfield and the towns around it

Brattleboro: Moderate, mostly inland floodingDummerston: Moderate, mostly inland floodingWestmoreland: Moderate, mostly inland floodingSwanzey: High, mostly inland floodingHinsdale: High, mostly inland floodingGuilford: Moderate, mostly inland floodingVernon: Moderate, mostly inland floodingMarlboro: Low, mostly inland floodingPutney: Low, mostly inland floodingNewfane: High, mostly inland floodingSurry: High, mostly inland floodingWalpole: Moderate, mostly inland floodingKeene: High, mostly inland floodingWestminster: Low, mostly inland floodingTroy: High, mostly inland floodingMarlborough: High, mostly inland floodingWinchester: Very high, mostly inland floodingRichmond: Moderate, mostly inland floodingChesterfield: Moderate, mostly inland flooding ChesterfieldBrattleboroDummerstonWestmorelandSwanzeyHinsdale
Very lowLowModerateHighVery high
Swanzeymostly inland floodingHigh
Hinsdalemostly inland floodingHigh
Chesterfieldmostly inland floodingModerate
Dummerstonmostly inland floodingModerate
Westmorelandmostly inland floodingModerate
Brattleboromostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chesterfield covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Chesterfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Chesterfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Chesterfield total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

We left the porch light on

Where to, neighbor?

You’re in Chesterfield, NHCheshire CountyView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Chesterfield is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
Open detailed map