Natural hazards · Farmington

Farmington, UT natural hazards

Most of the natural-hazard damage FEMA expects in Farmington comes from earthquakes, and overall the risk is low for a U.S. community. Flood insurance has paid 7 claims here since 1983. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Farmington?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Farmington to be higher than in 37% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes53%Inland flooding22%Wildfire6%Lightning6%Heat waves5%Everything else8%

By hazard

What Farmington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

53% of expected damage

Well above average · higher than 86% of U.S. places

Inland flooding

22% of expected damage

Well below average · higher than 8% of U.S. places

Recorded about once every 3 years in the area

Wildfire

6% of expected damage

Well above average · higher than 94% of U.S. places

Lightning

6% of expected damage

Well below average · higher than 19% of U.S. places

Heat waves

5% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 3 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesLandslidesStrong windDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Farmington flood?

Every paid claim on a federal flood insurance policy in Farmington, from FEMA’s records.

7paid claims since 1983

$78Kpaid to owners

1homes flooded more than once

19832026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Farmington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Davis County.

Disasters that hit Farmington

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Farmington itself: aid to households, or repair grants to the City of Farmington.

Brought FEMA money into FarmingtonDeclared for Davis County only

2020

Earthquake and Aftershocks

4 households applied for aid

Davis County has had 9 natural disasters declared since 1953, most often floods and severe storms.

Around Farmington

Farmington and the towns around it

Very lowLowModerateHighVery high

Centervillemostly earthquakesModerate

Farmingtonmostly earthquakesLow

Kaysvillemostly earthquakesLow

Fruit Heightsmostly avalanchesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Farmington covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Farmington’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Farmington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Farmington total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.