Natural hazards · Centerville

Centerville, UT natural hazards

Most of the natural-hazard damage FEMA expects in Centerville comes from earthquakes, and overall the risk is moderate for a U.S. community. Flood insurance has paid 4 claims here since 1983. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Centerville?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Centerville to be higher than in 46% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes67%Inland flooding17%Everything else16%

By hazard

What Centerville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

67% of expected damage

Well above average · higher than 88% of U.S. places

Inland flooding

17% of expected damage

Well below average · higher than 7% of U.S. places

Recorded about once every 3 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Centerville flood?

Every paid claim on a federal flood insurance policy in Centerville, from FEMA’s records.

4paid claims since 1983

$10Kpaid to owners

0homes flooded more than once

19832026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Centerville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Davis County.

Disasters that hit Centerville

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Centerville itself: aid to households, or repair grants to the City of Centerville.

Brought FEMA money into CentervilleDeclared for Davis County only

2020

Earthquake and Aftershocks

7 households applied for aid $2K aid approved

Davis County has had 9 natural disasters declared since 1953, most often floods and severe storms.

Around Centerville

Centerville and the towns around it

Very lowLowModerateHighVery high

Bountifulmostly earthquakesHigh

West Bountifulmostly earthquakesModerate

Centervillemostly earthquakesModerate

Farmingtonmostly earthquakesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Centerville covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Centerville’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Centerville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Centerville total about $4.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.