Natural hazards · Fruit Heights

Fruit Heights, UT natural hazards

Most of the natural-hazard damage FEMA expects in Fruit Heights comes from avalanches, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fruit Heights?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fruit Heights to be higher than in 24% of U.S. communities, mostly from avalanches.

Avalanches80%Inland flooding6%Wildfire5%Everything else9%

By hazard

What Fruit Heights faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Avalanches

80% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

6% of expected damage

Well below average · higher than 9% of U.S. places

Recorded about once every 3 years in the area

Wildfire

5% of expected damage

Well above average · higher than 97% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fruit Heights flood?

FEMA's records show no paid flood insurance claims in Fruit Heights.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fruit Heights isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Davis County.

Disasters that hit Fruit Heights

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Fruit Heights itself: aid to households, or repair grants to the City of Fruit Heights.

Brought FEMA money into Fruit HeightsDeclared for Davis County only

2020

Earthquake and Aftershocks

1 household applied for aid

Davis County has had 9 natural disasters declared since 1953, most often floods and severe storms.

Around Fruit Heights

Fruit Heights and the towns around it

Very lowLowModerateHighVery high

Farmingtonmostly earthquakesLow

Kaysvillemostly earthquakesLow

Fruit Heightsmostly avalanchesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fruit Heights is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fruit Heights’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Fruit Heights. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.