Natural hazards · Kaysville

Kaysville, UT natural hazards

Most of the natural-hazard damage FEMA expects in Kaysville comes from earthquakes, and overall the risk is low for a U.S. community. Flood insurance has paid 7 claims here since 2005. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Kaysville?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kaysville to be higher than in 36% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes71%Inland flooding15%Everything else14%

By hazard

What Kaysville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

71% of expected damage

Well above average · higher than 87% of U.S. places

Inland flooding

15% of expected damage

Well below average · higher than 5% of U.S. places

Recorded about once every 3 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Kaysville flood?

Every paid claim on a federal flood insurance policy in Kaysville, from FEMA’s records.

7paid claims since 2005

$32Kpaid to owners

0homes flooded more than once

20052026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Kaysville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Davis County.

Disasters that hit Kaysville

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Kaysville itself: aid to households, or repair grants to the City of Kaysville.

Brought FEMA money into KaysvilleDeclared for Davis County only

2020

Earthquake and Aftershocks

5 households applied for aid $7K aid approved

Davis County has had 9 natural disasters declared since 1953, most often floods and severe storms.

Around Kaysville

Kaysville and the towns around it

Very lowLowModerateHighVery high

Farmingtonmostly earthquakesLow

Kaysvillemostly earthquakesLow

Laytonmostly earthquakesLow

Fruit Heightsmostly avalanchesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kaysville covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to Kaysville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Kaysville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Kaysville total about $9.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.