Natural hazards · Bountiful

Bountiful, UT natural hazards

Most of the natural-hazard damage FEMA expects in Bountiful comes from earthquakes, and overall the risk is high for a U.S. community. Flood insurance has paid 20 claims here since 1982. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bountiful?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bountiful to be higher than in 60% of U.S. communities, mostly from earthquakes.

Earthquakes83%Inland flooding8%Everything else8%

By hazard

What Bountiful faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

83% of expected damage

Well above average · higher than 92% of U.S. places

Inland flooding

8% of expected damage

Well below average · higher than 5% of U.S. places

Recorded about once every 3 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bountiful flood?

Every paid claim on a federal flood insurance policy in Bountiful, from FEMA’s records.

20paid claims since 1982

$164Kpaid to owners

0homes flooded more than once

19822026

of homes in flood zones
are insured

of all homes
are insured

🏷️ 05% off flood insurance. Bountiful is in FEMA’s Community Rating System (class 9) for its flood-proofing work.

Insurance rates: Davis County.

Disasters that hit Bountiful

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bountiful itself: aid to households, or repair grants to the City of Bountiful.

Brought FEMA money into BountifulDeclared for Davis County only

2020

Straight-Line Winds

$1.3M to the City of Bountiful for repairs

2020

Earthquake and Aftershocks

21 households applied for aid $17K aid approved

2011

Severe Storm

$982K to the City of Bountiful for repairs

Davis County has had 9 natural disasters declared since 1953, most often floods and severe storms.

Around Bountiful

Bountiful and the towns around it

Very lowLowModerateHighVery high

Bountifulmostly earthquakesHigh

Woods Crossmostly earthquakesHigh

North Salt Lakemostly earthquakesModerate

West Bountifulmostly earthquakesModerate

Centervillemostly earthquakesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bountiful covers 8 census tracts, combined by population.

Money that reached townFlood claims are matched to Bountiful’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Bountiful. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bountiful total about $22.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.