Natural hazards · Woods Cross

Woods Cross, UT natural hazards

Most of the natural-hazard damage FEMA expects in Woods Cross comes from earthquakes, and overall the risk is high for a U.S. community. Flood insurance has paid 27 claims here since 1984. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Woods Cross?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Woods Cross to be higher than in 60% of U.S. communities, mostly from earthquakes.

Earthquakes81%Inland flooding8%Everything else10%

By hazard

What Woods Cross faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

81% of expected damage

Well above average · higher than 92% of U.S. places

Inland flooding

8% of expected damage

Well below average · higher than 2% of U.S. places

Recorded about once every 3 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Woods Cross flood?

Every paid claim on a federal flood insurance policy in Woods Cross, from FEMA’s records.

27paid claims since 1984

$514Kpaid to owners

1homes flooded more than once

19842026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Woods Cross isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Davis County.

Disasters that hit Woods Cross

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Woods Cross itself: aid to households, or repair grants to the City of Woods Cross.

Brought FEMA money into Woods CrossDeclared for Davis County only

2020

Earthquake and Aftershocks

7 households applied for aid $10K aid approved

Davis County has had 9 natural disasters declared since 1953, most often floods and severe storms.

Around Woods Cross

Woods Cross and the towns around it

Very lowLowModerateHighVery high

Woods Crossmostly earthquakesHigh

Bountifulmostly earthquakesHigh

North Salt Lakemostly earthquakesModerate

West Bountifulmostly earthquakesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Woods Cross covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Woods Cross’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Woods Cross. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Woods Cross total about $3.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.