Natural hazards · North Salt Lake

North Salt Lake, UT natural hazards

Most of the natural-hazard damage FEMA expects in North Salt Lake comes from earthquakes, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is North Salt Lake?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North Salt Lake to be higher than in 58% of U.S. communities, mostly from earthquakes and avalanches.

Earthquakes59%Avalanches22%Inland flooding9%Everything else10%

By hazard

What North Salt Lake faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

59% of expected damage

Well above average · higher than 91% of U.S. places

Avalanches

22% of expected damage

Well below average · higher than 0% of U.S. places

Recorded about once every 8 years in the area

Inland flooding

9% of expected damage

Well below average · higher than 4% of U.S. places

Recorded about once every 3 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does North Salt Lake flood?

FEMA's records show no paid flood insurance claims in North Salt Lake.

of homes in flood zones
are insured

of all homes
are insured

No community discount. North Salt Lake isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Davis County.

What’s been done with FEMA grants

12flood-prone properties bought out and cleared

Disasters that hit North Salt Lake

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in North Salt Lake itself: aid to households, or repair grants to the City of North Salt Lake.

Brought FEMA money into North Salt LakeDeclared for Davis County only

2020

Earthquake and Aftershocks

9 households applied for aid $2K aid approved

Davis County has had 9 natural disasters declared since 1953, most often floods and severe storms.

Around North Salt Lake

North Salt Lake and the towns around it

Very lowLowModerateHighVery high

Salt Lake Citymostly earthquakesVery high

Bountifulmostly earthquakesHigh

Woods Crossmostly earthquakesHigh

North Salt Lakemostly earthquakesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North Salt Lake covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to North Salt Lake’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of North Salt Lake. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across North Salt Lake total about $14.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.