Natural hazards · Wetmore

Wetmore, PA natural hazards

Most of the natural-hazard damage FEMA expects in Wetmore comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wetmore?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wetmore to be higher than in 2% of U.S. communities, mostly from inland flooding.

Inland flooding58%Cold waves11%Lightning9%Strong wind7%Tornadoes6%Everything else9%

By hazard

What Wetmore faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Well below average · higher than 10% of U.S. places

Recorded about once a year in the area

Cold waves

11% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 4 times a year in the area

Lightning

9% of expected damage

Below average · higher than 41% of U.S. places

Strong wind

7% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

6% of expected damage

Below average · higher than 44% of U.S. places

Recorded about once every 85 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslides

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wetmore flood?

FEMA's records show no paid flood insurance claims in Wetmore.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wetmore isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: McKean County.

Disasters that hit Wetmore

Federal disasters declared here

None of the disasters declared for McKean County shows FEMA aid or repair money reaching Wetmore itself in FEMA’s records.

Brought FEMA money into WetmoreDeclared for McKean County only

McKean County has had 11 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Wetmore

Wetmore and the towns around it

Very lowLowModerateHighVery high

Sheffieldmostly inland floodingVery high

Jonesmostly inland floodingHigh

Highlandmostly inland floodingHigh

Howemostly inland floodingHigh

Lafayettemostly inland floodingHigh

Hamlinmostly inland floodingVery low

Sergeantmostly inland floodingVery low

Hamiltonmostly inland floodingVery low

Wetmoremostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wetmore covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Wetmore’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Wetmore. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wetmore total about $310K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.