Natural hazards · Jones

Jones, PA natural hazards

Most of the natural-hazard damage FEMA expects in Jones comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 6 claims here since 1989.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Jones?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jones to be higher than in 78% of U.S. communities, mostly from inland flooding.

Inland flooding89%Everything else11%

By hazard

What Jones faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

89% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 2 years in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Jones flood?

Every paid claim on a federal flood insurance policy in Jones, from FEMA’s records.

6paid claims since 1989

$103Kpaid to owners

1homes flooded more than once

19892026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Jones isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Elk County.

Disasters that hit Jones

Federal disasters declared here

None of the disasters declared for Elk County shows FEMA aid or repair money reaching Jones itself in FEMA’s records.

Brought FEMA money into JonesDeclared for Elk County only

Elk County has had 8 natural disasters declared since 1953, most often hurricanes and floods.

Around Jones

Jones and the towns around it

Very lowLowModerateHighVery high

Shippenmostly inland floodingVery high

Jonesmostly inland floodingHigh

Highlandmostly inland floodingHigh

Ridgwaymostly inland floodingHigh

St. Marysmostly inland floodingVery low

Sergeantmostly inland floodingVery low

Wetmoremostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jones covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Jones’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Jones. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Jones total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.