Natural hazards · Sergeant

Sergeant, PA natural hazards

Most of the natural-hazard damage FEMA expects in Sergeant comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sergeant?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sergeant to be higher than in 8% of U.S. communities, mostly from inland flooding.

Inland flooding76%Cold waves5%Everything else19%

By hazard

What Sergeant faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage

Below average · higher than 28% of U.S. places

Recorded about once a year in the area

Cold waves

5% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sergeant flood?

FEMA's records show no paid flood insurance claims in Sergeant.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sergeant isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: McKean County.

Disasters that hit Sergeant

Federal disasters declared here

None of the disasters declared for McKean County shows FEMA aid or repair money reaching Sergeant itself in FEMA’s records.

Brought FEMA money into SergeantDeclared for McKean County only

McKean County has had 11 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Sergeant

Sergeant and the towns around it

Very lowLowModerateHighVery high

Shippenmostly inland floodingVery high

Jonesmostly inland floodingHigh

Norwichmostly inland floodingHigh

Sergeantmostly inland floodingVery low

Hamlinmostly inland floodingVery low

Wetmoremostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sergeant is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Sergeant’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Sergeant. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.