Natural hazards · Sheffield

Sheffield, PA natural hazards

Most of the natural-hazard damage FEMA expects in Sheffield comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 2 claims here since 2010. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sheffield?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sheffield to be higher than in 91% of U.S. communities, mostly from inland flooding.

Inland flooding92%Everything else8%

By hazard

What Sheffield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

92% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sheffield flood?

Every paid claim on a federal flood insurance policy in Sheffield, from FEMA’s records.

2paid claims since 2010

$69Kpaid to owners

0homes flooded more than once

20102026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sheffield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Warren County.

Disasters that hit Sheffield

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sheffield itself: aid to households, or repair grants to the Township of Sheffield.

Brought FEMA money into SheffieldDeclared for Warren County only

2004

Severe Storms and Flooding Associated With Tropical Depression Frances

6 households applied for aid $23K aid approved

2003

Severe Storms, Tornadoes, and Flooding

5 households applied for aid $10K aid approved

Warren County has had 8 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Sheffield

Sheffield and the towns around it

Very lowLowModerateHighVery high

Sheffieldmostly inland floodingVery high

Cherry Grovemostly inland floodingVery high

Meadmostly inland floodingHigh

Howemostly inland floodingHigh

Wetmoremostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sheffield covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Sheffield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Sheffield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Sheffield total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.