Natural hazards · Norwich

Norwich, PA natural hazards

Most of the natural-hazard damage FEMA expects in Norwich comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 6 claims here since 1981.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Norwich?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Norwich to be higher than in 72% of U.S. communities, mostly from inland flooding.

Inland flooding90%Everything else10%

By hazard

What Norwich faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

90% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Norwich flood?

Every paid claim on a federal flood insurance policy in Norwich, from FEMA’s records.

6paid claims since 1981

$52Kpaid to owners

2homes flooded more than once

19812026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Norwich isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: McKean County.

Disasters that hit Norwich

Federal disasters declared here

None of the disasters declared for McKean County shows FEMA aid or repair money reaching Norwich itself in FEMA’s records.

Brought FEMA money into NorwichDeclared for McKean County only

McKean County has had 11 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Norwich

Norwich and the towns around it

Very lowLowModerateHighVery high

Shippenmostly inland floodingVery high

Norwichmostly inland floodingHigh

Keatingmostly inland floodingHigh

Libertymostly inland floodingHigh

Sergeantmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Norwich covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Norwich’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Norwich. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Norwich total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.