Natural hazards · Penn

Penn, PA natural hazards

Most of the natural-hazard damage FEMA expects in Penn comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Penn?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Penn to be higher than in 38% of U.S. communities, mostly from inland flooding.

Inland flooding82%Everything else18%

By hazard

What Penn faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

82% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Penn flood?

FEMA's records show no paid flood insurance claims in Penn.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Penn isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lycoming County.

Disasters that hit Penn

Federal disasters declared here

None of the disasters declared for Lycoming County shows FEMA aid or repair money reaching Penn itself in FEMA’s records.

Brought FEMA money into PennDeclared for Lycoming County only

Lycoming County has had 18 natural disasters declared since 1953, most often floods and severe storms.

Around Penn

Penn and the towns around it

Very lowLowModerateHighVery high

Wolfmostly inland floodingHigh

Davidsonmostly inland floodingHigh

Pennmostly inland floodingLow

Shrewsburymostly inland floodingLow

Franklinmostly inland floodingLow

Picture Rocksmostly inland floodingLow

Morelandmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Penn is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Penn’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Penn. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.