Natural hazards · Wolf

Wolf, PA natural hazards

Most of the natural-hazard damage FEMA expects in Wolf comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 14 claims here since 1996.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wolf?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wolf to be higher than in 78% of U.S. communities, mostly from inland flooding.

Inland flooding88%Everything else12%

By hazard

What Wolf faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

88% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wolf flood?

Every paid claim on a federal flood insurance policy in Wolf, from FEMA’s records.

14paid claims since 1996

$307Kpaid to owners

0homes flooded more than once

19962026

Biggest named events

Tropical Storm Lee: 13 claims, $305K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wolf isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lycoming County.

Disasters that hit Wolf

Federal disasters declared here

None of the disasters declared for Lycoming County shows FEMA aid or repair money reaching Wolf itself in FEMA’s records.

Brought FEMA money into WolfDeclared for Lycoming County only

Lycoming County has had 18 natural disasters declared since 1953, most often floods and severe storms.

Around Wolf

Wolf and the towns around it

Very lowLowModerateHighVery high

Wolfmostly inland floodingHigh

Mill Creekmostly inland floodingHigh

Muncymostly inland floodingHigh

Muncy Creekmostly inland floodingHigh

Picture Rocksmostly inland floodingLow

Pennmostly inland floodingLow

Morelandmostly inland floodingLow

Shrewsburymostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wolf covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Wolf’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Wolf. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wolf total about $2.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.