Natural hazards · Davidson

Davidson, PA natural hazards

Most of the natural-hazard damage FEMA expects in Davidson comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 37 claims here since 1996.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Davidson?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Davidson to be higher than in 69% of U.S. communities, mostly from inland flooding.

Inland flooding88%Everything else12%

By hazard

What Davidson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

88% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Davidson flood?

Every paid claim on a federal flood insurance policy in Davidson, from FEMA’s records.

37paid claims since 1996

$931Kpaid to owners

8homes flooded more than once

19962026

Biggest named events

Tropical Storm Lee: 15 claims, $490K
Tropical Storm Ivan: 1 claim, $1K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Davidson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sullivan County.

Disasters that hit Davidson

Federal disasters declared here

None of the disasters declared for Sullivan County shows FEMA aid or repair money reaching Davidson itself in FEMA’s records.

Brought FEMA money into DavidsonDeclared for Sullivan County only

Sullivan County has had 20 natural disasters declared since 1953, most often severe storms and floods.

Around Davidson

Davidson and the towns around it

Very lowLowModerateHighVery high

Sugarloafmostly inland floodingHigh

Davidsonmostly inland floodingHigh

Shrewsburymostly inland floodingHigh

Laportemostly inland floodingModerate

Colleymostly inland floodingModerate

Jordanmostly inland floodingLow

Pennmostly inland floodingLow

Franklinmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Davidson covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Davidson’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Davidson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Davidson total about $763K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.