Natural hazards · Moreland

Moreland, PA natural hazards

Most of the natural-hazard damage FEMA expects in Moreland comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 11 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Moreland?

38
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Moreland to be higher than in 38% of U.S. communities, mostly from inland flooding.

Inland flooding82%Everything else18%
By hazard

What Moreland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

82% of expected damage
Above average · higher than 67% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Moreland flood?

Every paid claim on a federal flood insurance policy in Moreland, from FEMA’s records.

11paid claims since 1979
$171Kpaid to owners
1homes flooded more than once
19792026

Biggest named events

  • Tropical Storm Lee: 4 claims, $153K
  • Tropical Storm Ivan: 2 claims, $3K
  • Not a named storm: 1 claim, $4K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Moreland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lycoming County.
Disasters that hit Moreland

Federal disasters declared here

None of the disasters declared for Lycoming County shows FEMA aid or repair money reaching Moreland itself in FEMA’s records.

Brought FEMA money into MorelandDeclared for Lycoming County only
Lycoming County has had 18 natural disasters declared since 1953, most often floods and severe storms.
Around Moreland

Moreland and the towns around it

Muncy Creek: High, mostly inland floodingFranklin: Low, mostly inland floodingWolf: High, mostly inland floodingPenn: Low, mostly inland floodingClinton: High, mostly inland floodingDelaware: High, mostly inland floodingMuncy: High, mostly inland floodingLewis: High, mostly inland floodingJordan: Low, mostly inland floodingPine: Moderate, mostly inland floodingMadison: Moderate, mostly inland floodingDavidson: High, mostly inland floodingMill Creek: High, mostly inland floodingPicture Rocks: Low, mostly inland floodingShrewsbury: Low, mostly inland floodingMoreland: Low, mostly inland flooding MorelandMuncy CreekFranklinWolfPenn
Very lowLowModerateHighVery high
Wolfmostly inland floodingHigh
Muncy Creekmostly inland floodingHigh
Morelandmostly inland floodingLow
Franklinmostly inland floodingLow
Pennmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Moreland is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Moreland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Moreland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The door’s open

Where to, neighbor?

You’re in Moreland, PALycoming CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01