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Natural hazards · Lower Towamensing

Lower Towamensing, PA natural hazards

Most of the natural-hazard damage FEMA expects in Lower Towamensing comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 4 claims here since 1996.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Lower Towamensing?

64
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lower Towamensing to be higher than in 64% of U.S. communities, mostly from inland flooding.

Inland flooding68%Cold waves11%Heat waves6%Everything else16%
By hazard

What Lower Towamensing faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about 2 times a year in the area

Cold waves

11% of expected damage
Below average · higher than 47% of U.S. places
Recorded about 3 times a year in the area

Heat waves

6% of expected damage
Well below average · higher than 9% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Lower Towamensing flood?

Every paid claim on a federal flood insurance policy in Lower Towamensing, from FEMA’s records.

4paid claims since 1996
$21Kpaid to owners
1homes flooded more than once
19962026

Biggest named events

  • Tropical Storm Ivan: 2 claims, $12K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Lower Towamensing isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Carbon County.
Disasters that hit Lower Towamensing

Federal disasters declared here

None of the disasters declared for Carbon County shows FEMA aid or repair money reaching Lower Towamensing itself in FEMA’s records.

Brought FEMA money into Lower TowamensingDeclared for Carbon County only
Carbon County has had 16 natural disasters declared since 1953, most often hurricanes and floods.
Around Lower Towamensing

Lower Towamensing and the towns around it

Palmerton: Very high, mostly inland floodingBowmanstown: High, mostly inland floodingLehigh: Low, mostly inland floodingEast Penn: Low, mostly inland floodingTowamensing: Low, mostly inland floodingEldred: Moderate, mostly inland floodingMoore: Low, mostly inland floodingMahoning: Low, mostly inland floodingParryville: Moderate, mostly inland floodingNorth Whitehall: Very low, mostly inland floodingWashington: Low, mostly inland floodingWalnutport: Moderate, mostly inland floodingSlatington: High, mostly inland floodingAllen: Moderate, mostly inland floodingHeidelberg: Moderate, mostly inland floodingWest Penn: Moderate, mostly inland floodingFranklin: Moderate, mostly inland floodingPenn Forest: Very low, mostly inland floodingPolk: Very low, mostly inland floodingRoss: Low, mostly inland floodingBushkill: Low, mostly inland floodingEast Allen: Low, mostly inland floodingUpper Nazareth: Moderate, mostly inland floodingLehighton: Low, mostly inland floodingJim Thorpe: Very low, mostly inland floodingSummit Hill: Very low, mostly inland floodingWeissport: Moderate, mostly inland floodingLower Towamensing: High, mostly inland flooding Lower TowamensingPalmertonBowmanstownLehighEast PennTowamensingEldredMooreMahoningParryville
Very lowLowModerateHighVery high
Palmertonmostly inland floodingVery high
Lower Towamensingmostly inland floodingHigh
Bowmanstownmostly inland floodingHigh
Parryvillemostly inland floodingModerate
Eldredmostly inland floodingModerate
East Pennmostly inland floodingLow
Mahoningmostly inland floodingLow
Lehighmostly inland floodingLow
Towamensingmostly inland floodingLow
Mooremostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lower Towamensing covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Lower Towamensing’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Lower Towamensing. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lower Towamensing total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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