Natural hazards · Bowmanstown

Bowmanstown, PA natural hazards

Most of the natural-hazard damage FEMA expects in Bowmanstown comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2012. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bowmanstown?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bowmanstown to be higher than in 64% of U.S. communities, mostly from inland flooding.

Inland flooding68%Cold waves11%Heat waves6%Everything else16%

By hazard

What Bowmanstown faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 2 times a year in the area

Cold waves

11% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 3 times a year in the area

Heat waves

6% of expected damage

Well below average · higher than 9% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bowmanstown flood?

Every paid claim on a federal flood insurance policy in Bowmanstown, from FEMA’s records.

1paid claims since 2012

$8Kpaid to owners

0homes flooded more than once

20122026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bowmanstown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Carbon County.

Disasters that hit Bowmanstown

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Bowmanstown itself: aid to households, or repair grants to the Borough of Bowmanstown.

Brought FEMA money into BowmanstownDeclared for Carbon County only

2006

Severe Storms, Flooding, and Mudslides

1 household applied for aid $4K aid approved

Carbon County has had 16 natural disasters declared since 1953, most often hurricanes and floods.

Around Bowmanstown

Bowmanstown and the towns around it

Very lowLowModerateHighVery high

Palmertonmostly inland floodingVery high

Bowmanstownmostly inland floodingHigh

Lower Towamensingmostly inland floodingHigh

East Pennmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bowmanstown is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bowmanstown’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Bowmanstown. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.